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Westamerica Bank WABC Debt-to-equity

Debt-to-equity at other companies

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JPMorgan ChaseJPM
1.4×+0.1×
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Bank of AmericaBAC
1.1×+0.1×
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Wells Fargo & CompanyWFC
1.2×-0.5×
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Stellar BancorpSTEL
0.0×
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Amerant BancorpAMTB
0.1×0.0×
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Center BancorpCNOB
0.5×0.0×

Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.8%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$397.3M-45.4%
Total debt$165.5M+24.2%
Total equity$882.7M-4.4%
Total assets$5.9B-1.7%

Cash flow

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Operating cash flow$39.7M-6.3%
CapEx$1.0M+410%
Free cash flow$38.7M-8.2%

Valuation

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Market cap$1.39B+14.9%
Enterprise value$1.16B+88.3%
P/E12.1×+3.0×
P/S5.4×-0.2×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.8pp

Where this comes from

Calculated from Westamerica Bank’s reported figures.

Based on the most recent quarter.

The official record: Westamerica Bank’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Westamerica Bank's debt-to-equity?
Westamerica Bank (WABC) reported debt-to-equity of 0.2× in Q1 2026.
How has Westamerica Bank's debt-to-equity changed year-over-year?
Westamerica Bank's debt-to-equity increased by 29.9% year-over-year, from 0.1× to 0.2×.
What is the long-term trend for Westamerica Bank's debt-to-equity?
Over 5 years (2020 to 2025), Westamerica Bank's debt-to-equity has grown at a 3.5% compound annual growth rate (CAGR), from 0.1× to 0.2×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.