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Westamerica Bank WABC Free cash flow margin

Free cash flow margin at other companies

Community West Bancshares logo
Community West BancsharesCWBC
27.3%+8.7pp
West Bancorporation logo
West BancorporationWTBA
47%+6.0pp
Banc of California logo
Banc of CaliforniaBANC
41.2%
Ameris Bancorp logo
Ameris BancorpABCB
41.4%+7.5pp
Western New England Bancorp logo
Western New England BancorpWNEB
19.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
19.5%

Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.7%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$301.9M-51.8%
Total debt$154.0M+26.7%
Total equity$853.1M-7.4%
Total assets$5.8B-0.3%

Cash flow

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Operating cash flow$15.5M-33.9%
CapEx$305.0K-58.5%
Free cash flow$15.2M-33.1%

Valuation

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Market cap$1.38B+13.8%
Enterprise value$1.23B+74.0%
P/E12.2×+2.7×

Profitability

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Net margin45%-2.2pp

Returns & leverage

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Return on equity12.7%-2.0pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Westamerica Bank’s reported figures.

Based on trailing twelve months.

The source filing: Westamerica Bank’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 2:43 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001171843-26-005234

FAQ

What is Westamerica Bank's free cash flow margin?
Westamerica Bank (WABC) reported free cash flow margin of 46.4% in Q4 2025.
How has Westamerica Bank's free cash flow margin changed year-over-year?
Westamerica Bank's free cash flow margin decreased by 2.6% year-over-year, from 47.6% to 46.4%.
What is the long-term trend for Westamerica Bank's free cash flow margin?
Over 3 years (2022 to 2025), Westamerica Bank's free cash flow margin has grown at a 2.9% compound annual growth rate (CAGR), from 42.6% to 46.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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