What is Banc of California's free cash flow margin?

Banc of California (BANC) reported free cash flow margin of 23.4% in Q1 2026.

What is the long-term trend for Banc of California's free cash flow margin?

Over 4 years (2020 to 2025), Banc of California's free cash flow margin has grown at a -7.5% compound annual growth rate (CAGR), from 28.7% to 21%.

What does free cash flow margin mean?

Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

Banc of California BANC Free cash flow margin

Free cash flow margin at other companies

Customers BancorpCUBI

46.9%+9.0pp

International BancsharesIBOC

53.5%-2.7pp

Enterprise Financial ServicesEFSC

26.8%-11.2pp

Western Alliance BancorporationWAL

-43.7%-17.4pp

Ameris BancorpABCB

40.8%+20.2pp

Community Financial SystemCBU

28.9%+3.3pp

Other financials

Income statement

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Revenue$286.9M+7.9%

Net income$72.0M+34.3%

EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%

Total debt$3.1B+73.6%

Total equity$3.6B+0.9%

Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%

CapEx$3.4M+122%

Free cash flow$45.6M+235%

Valuation

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Market cap$3.16B+13.0%

Enterprise value$4.05B+95.2%

P/E12.8×-5.9×

P/S2.8×0.0×

Profitability

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Net margin21.7%+6.8pp

Returns & leverage

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Return on equity7%+2.7pp

Debt / equity0.9×+0.4×

Where this comes from

Calculated from Banc of California’s reported figures.

free cash flow/total revenue=23.4%

Based on trailing twelve months.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's free cash flow margin?: Banc of California (BANC) reported free cash flow margin of 23.4% in Q1 2026.
What is the long-term trend for Banc of California's free cash flow margin?: Over 4 years (2020 to 2025), Banc of California's free cash flow margin has grown at a -7.5% compound annual growth rate (CAGR), from 28.7% to 21%.
What does free cash flow margin mean?: Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.