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Western Alliance Bancorporation WAL Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$995.7M+17.7%
Net income$261.7M+13.6%
EPS (diluted)$2.36+14.0%

Balance sheet

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Cash & equivalents$8.6B+161%
Total debt$148.0M-95.5%
Total equity$7.8B+10.2%
Total assets$98.7B+13.8%

Cash flow

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Operating cash flow-$507.2M+69.3%
CapEx$24.2M+45.8%
Free cash flow-$531.4M+68.2%

Valuation

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Market cap$8.87B+2.7%
P/E-1.2×
P/S2.3×-0.4×

Profitability

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Net margin25%-0.8pp
FCF margin-43.7%-17.4pp

Returns & leverage

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Return on equity13.1%+0.6pp
Debt / equity-0.4×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The source filing: Western Alliance Bancorporation’s 10-Q, filed May 11, 2026.

Filed
May 10, 2026, 8:00 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033054
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Depreciation and amortization28.525.0
Stock-based compensation9.015.4
Deferred income taxes(21.0)(54.3)
Amortization of net discounts for investment securities(1.6)(19.8)
Amortization of tax credit investments12.915.1
Amortization of operating lease right of use asset6.16.0
Amortization of net deferred loan fees and net purchase premiums(17.6)(19.6)
Purchases and originations of loans HFS(15,043.2)(12,529.0)

Item 1. Financial Statements (Unaudited)

FAQ

What is Western Alliance Bancorporation's accretion (amortization) of discounts and premiums, investments?
Western Alliance Bancorporation (WAL) reported accretion (amortization) of discounts and premiums, investments of $1.6M in Q1 2026.
How has Western Alliance Bancorporation's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Western Alliance Bancorporation's accretion (amortization) of discounts and premiums, investments decreased by 91.9% year-over-year, from $19.8M to $1.6M.
What is the long-term trend for Western Alliance Bancorporation's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Western Alliance Bancorporation's accretion (amortization) of discounts and premiums, investments has grown at a 0.7% compound annual growth rate (CAGR), from -$39.8M to $40.9M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to the carrying value of investment securities held by the bank. It accounts for the gradual recognition of discounts or premiums paid when purchasing debt securities over the life of the investment.

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