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Washington Trust Bancorp WASH Nonaccrual loans with an ACL

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Other financials

Income statement

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Revenue$60.5M+11.4%
Net income$16.0M+20.7%
EPS (diluted)$0.83+22.1%

Balance sheet

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Cash & equivalents$127.4M-24.0%
Total debt$37.9M-1.0%
Total equity$553.5M+4.9%
Total assets$6.5B-2.9%

Cash flow

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Operating cash flow$23.1M+104%
CapEx$1.1M+171%
Free cash flow$22.0M+101%

Valuation

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Market cap$745.1M+43.5%
Enterprise value$655.64M+68.2%
P/E13.5×
P/S3.2×

Profitability

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Net margin23.7%
FCF margin41%

Returns & leverage

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Return on equity10.2%+7.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Washington Trust Bancorp in its filing.

Tagged under the XBRL concept wash:NonaccrualLoansWithAnACL.

The source filing: Washington Trust Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 10:23 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000737468-26-000114
(Dollars in thousands)June 30, 2026 / Nonaccrual Loans / With an ACLJune 30, 2026 / Nonaccrual Loans / Without an ACLJune 30, 2026 / Nonaccrual Loans / TotalDecember 31, 2025 / Nonaccrual Loans / With an ACLDecember 31, 2025 / Nonaccrual Loans / Without an ACLDecember 31, 2025 / Nonaccrual Loans / Total
Residential Real Estate:
Residential real estate8,3097639,0729,8301,26911,099
Consumer:
Home equity1,668271,6951,8241,824
Other
Total consumer1,668271,6951,8241,824
Total nonaccrual loans$38,900$916$39,816$11,654$1,269$12,923
Accruing loans 90 days or more past due$—$—

Item 1. Financial Statements (Unaudited)

FAQ

What is Washington Trust Bancorp's nonaccrual loans with an ACL?
Washington Trust Bancorp (WASH) reported nonaccrual loans with an ACL of $38.9M in Q2 2026.
How has Washington Trust Bancorp's nonaccrual loans with an ACL changed year-over-year?
Washington Trust Bancorp's nonaccrual loans with an ACL increased by 90.7% year-over-year, from $20.4M to $38.9M.
What is the long-term trend for Washington Trust Bancorp's nonaccrual loans with an ACL?
Over 2 years (2023 to 2025), Washington Trust Bancorp's nonaccrual loans with an ACL has grown at a -25.5% compound annual growth rate (CAGR), from $20.98M to $11.65M.
What does nonaccrual loans with an ACL mean?
Nonaccrual loans with an ACL as reported by Washington Trust Bancorp Inc.

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