Skip to content
Screener

Heritage Financial HFWA Nonaccrual with ACL

Nonaccrual with ACL at other companies

Coastal Financial logo
Coastal FinancialCCB
$30.55M+24.8%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$1.76M+218%
Red River Bancshares, Inc. logo
Red River Bancshares, Inc.RRBI
$1.76M+218%
Coastal Financial logo
Coastal FinancialCCB
$30.47M+24.9%
Coastal Financial logo
Coastal FinancialCCB
$84K-9.7%
Hope Bancorp logo
Hope BancorpHOPE
$31.57M-41.2%

Other financials

Income statement

See full
Revenue$84.1M+48.9%
Net income$17.5M+43.6%
EPS (diluted)$0.42+16.7%

Balance sheet

See full
Cash & equivalents$204.4M-19.6%
Total debt$166.3M-36.8%
Total equity$1.1B+24.9%
Total assets$8.4B+19.2%

Cash flow

See full
Operating cash flow$23.1M+2.5%
CapEx$2.0M+24.7%
Free cash flow$21.1M+0.9%

Valuation

See full
Market cap$1.21B+57.9%
Enterprise value$1.17B+51.1%
P/E15.5×0.0×
P/S4.1×+0.7×

Profitability

See full
Net margin26.5%+4.6pp
FCF margin27.3%-9.0pp

Returns & leverage

See full
Return on equity7.8%+2.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept hfwa:FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance.

The source filing: Heritage Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:44 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054673
Line itemNonaccrual without ACLNonaccrual with ACLTotal Nonaccrual
Total commercial business5,2712,1667,437
Residential real estate1,3381,338
Real estate construction and land development:
Residential949949
Commercial and multifamily5,4715,471
Total real estate construction and land development6,4206,420
Consumer315315
Total$13,344$2,166$15,510

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Heritage Financial's nonaccrual with ACL?
Heritage Financial (HFWA) reported nonaccrual with ACL of $2.17M in Q2 2026.
How has Heritage Financial's nonaccrual with ACL changed year-over-year?
Heritage Financial's nonaccrual with ACL increased by 10.3% year-over-year, from $1.96M to $2.17M.
What is the long-term trend for Heritage Financial's nonaccrual with ACL?
Over 3 years (2022 to 2025), Heritage Financial's nonaccrual with ACL has grown at a 14.1% compound annual growth rate (CAGR), from $1.4M to $2.09M.
What does nonaccrual with ACL mean?
This represents the balance of loans on nonaccrual status that are specifically covered by an Allowance for Credit Losses (ACL). It highlights the portion of the portfolio where interest income recognition has ceased due to credit concerns and for which specific reserves have been allocated. This metric is essential for evaluating the adequacy of the bank's loss provisions against impaired assets.

Ask your AI about Heritage Financial's nonaccrual with acl.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude