What is Coastal Financial's CCBX — nonaccrual with ACL?

Coastal Financial (CCB) reported CCBX — nonaccrual with ACL of $30.47M in Q2 2026.

How has Coastal Financial's CCBX — nonaccrual with ACL changed year-over-year?

Coastal Financial's CCBX — nonaccrual with ACL increased by 24.9% year-over-year, from $24.39M to $30.47M.

What does CCBX — nonaccrual with ACL mean?

The portion of nonaccrual loans that have been assigned a specific Allowance for Credit Losses (ACL) to cover expected losses. This reflects the bank's proactive management of credit risk for impaired assets within the CCBX segment.

Coastal Financial (CCB) CCBX — Nonaccrual with ACL

Screener

Other segment segments

Community Bank

$84K-9.7%

Similar metrics at other companies

HFWANonaccrual with ACL

$2.17M+10.3%

RRBINonaccrual with ACL

$1.76M+218%

RRBINonaccrual with ACL

$1.76M+218%

HOPENonaccrual with an ACL

$31.57M-41.2%

CNOBFinancing Receivable Nonaccrual With Acl

$11.94M+326%

WASHNonaccrual loans with an ACL

$38.9M+90.7%

Other financials

Income statement

See full

Revenue$178.1M+49.1%

Net income-$42.1M-482%

EPS (diluted)-$2.76-489%

Balance sheet

See full

Cash & equivalents$1.0B+40.1%

Total debt$4.5M-10.7%

Total equity$463.4M+0.4%

Total assets$5.5B+21.8%

Cash flow

See full

Operating cash flow$76.9M+16.4%

CapEx$2.2M+6.1%

Free cash flow$74.6M+16.7%

Valuation

See full

Market cap$692.83M-53.7%

Enterprise value-$311.1M-140%

P/S1.1×-1.6×

Profitability

See full

Net margin-0.6%-9.2pp

FCF margin42.9%-3.5pp

Returns & leverage

See full

Return on equity-0.8%-13.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 11:01 AM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001437958-26-000061

Line item	June 30, 2026 / Total Nonaccrual	June 30, 2026 / Nonaccrual with No ACL	June 30, 2026 / Nonaccrual with ACL	December 31, 2025 / Total Nonaccrual	December 31, 2025 / Nonaccrual with No ACL	December 31, 2025 / Nonaccrual with ACL
Total community bank nonaccrual loans	$6,224	$6,140	$84	$6,533	$6,440	$93
CCBX
Commercial and industrial loans	$68	—	$68	$127	—	$127
Consumer and other loans:
Credit cards	26,670	—	26,670	21,433	—	21,433
Consumer and other consumer loans	3,729	—	3,729	2,875	—	2,875
Total CCBX nonaccrual loans	$30,467	—	$30,467	$24,435	—	$24,435
Total consolidated nonaccrual loans	$36,691	$6,140	$30,551	$30,968	$6,440	$24,528

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — nonaccrual with ACL?: Coastal Financial (CCB) reported CCBX — nonaccrual with ACL of $30.47M in Q2 2026.
How has Coastal Financial's CCBX — nonaccrual with ACL changed year-over-year?: Coastal Financial's CCBX — nonaccrual with ACL increased by 24.9% year-over-year, from $24.39M to $30.47M.
What does CCBX — nonaccrual with ACL mean?: The portion of nonaccrual loans that have been assigned a specific Allowance for Credit Losses (ACL) to cover expected losses. This reflects the bank's proactive management of credit risk for impaired assets within the CCBX segment.