How has Coastal Financial's community bank — nonaccrual with ACL changed year-over-year?

Coastal Financial's community bank — nonaccrual with ACL decreased by 1.1% year-over-year, from $95K to $94K.

What does community bank — nonaccrual with ACL mean?

The portion of nonaccrual loans that have been specifically designated with an allowance for credit losses to account for expected shortfalls in recovery. This reflects the bank's internal assessment of credit risk and potential loss realization on impaired loans.

Coastal Financial CCB Community Bank — Nonaccrual with ACL

Similar metrics at other companies

HFWANonaccrual with ACL

$2.04M—

HOPENonaccrual with an ACL

$36.09M+5.4%

BOHNon-Accrual Loans with a Related ACL

$10.69M—

CNOBFinancing Receivable Nonaccrual With Acl

$11.94M+326%

OFGNon-accrual with Allowance for Credit Loss

$112.99M+60.0%

CACNon-Accrual Loans With an Allowance

$6.98M+44.6%

Other financials

Income statement

See full

Revenue$149.4M+7.1%

Net income$12.0M+23.5%

EPS (diluted)$0.78+23.8%

Balance sheet

See full

Cash & equivalents$1.5B+140%

Total debt$4.8M-9.3%

Total equity$503.8M+12.0%

Total assets$5.7B+30.5%

Cash flow

See full

Operating cash flow$76.0M+6.0%

CapEx$1.8M-33.3%

Free cash flow$74.1M+7.6%

Valuation

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Market cap$1.14B-11.7%

Enterprise value-$348.99M-152%

P/E23.2×-3.7×

P/S2.1×-0.2×

Profitability

See full

Net margin8.9%+0.5pp

FCF margin45.6%-0.5pp

Returns & leverage

See full

Return on equity10.3%-2.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance.

The official record: Coastal Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Coastal Financial's community bank — nonaccrual with ACL?: Coastal Financial (CCB) reported community bank — nonaccrual with ACL of $94K in Q1 2026.
How has Coastal Financial's community bank — nonaccrual with ACL changed year-over-year?: Coastal Financial's community bank — nonaccrual with ACL decreased by 1.1% year-over-year, from $95K to $94K.
What does community bank — nonaccrual with ACL mean?: The portion of nonaccrual loans that have been specifically designated with an allowance for credit losses to account for expected shortfalls in recovery. This reflects the bank's internal assessment of credit risk and potential loss realization on impaired loans.