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Wells Fargo & Company WFC Q4 2025 Annual earnings

Reported January 14, 2026 · Before market open

Revenue$21.3BMiss by $357.3M
EPS$1.62Miss by $0.04
Revenue estimate$21.6B
EPS estimate$1.66

Next report

Oct 13, 2026 (In 1 week)
Revenue estimate$22.4B
EPS estimate$1.85

Financials

Q4 2025

Income statement

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Revenue$21.3B+4.5%
Net income$5.4B+5.6%
EPS (diluted)$1.62+13.3%

Balance sheet

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Cash & equivalents$172.59B-14.5%
Total debt$197.20B-31.1%
Total equity$181.12B+1.1%
Total assets$2.15T+11.3%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$292.56B+25.1%
Enterprise value$317.17B-0.3%
P/E13.7×+1.9×
P/S3.5×+0.7×

Profitability

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Net margin25.5%+1.5pp

Returns & leverage

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Return on equity11.8%+1.0pp
Debt / equity1.1×-0.5×

Segments

By segment

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Consumer Banking and Lending$9.6B+6.6%
Corporate and Investment Banking$4.6B+0.1%
Wealth And Investment Management$4.4B+10.2%
Commercial Banking$3.1B-2.9%

By product

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Deposit Account$1.3B+4.4%
Investment banking fees$716.0M-1.2%
Commissions and brokerage services fees$657.0M+3.5%
Trailing commissions$250.0M+3.3%

FAQ

When did Wells Fargo & Company report Q4 2025 earnings?
Wells Fargo & Company (WFC) reported Q4 2025 earnings on January 14, 2026 before market open.
What were Wells Fargo & Company's Q4 2025 revenue and EPS?
Wells Fargo & Company reported revenue of $21.3B and eps of $1.62 for Q4 2025.
Did Wells Fargo & Company beat estimates in Q4 2025?
Revenue missed the consensus estimate of $21.6B by $357.3M. EPS missed the consensus estimate of $1.66 by $0.04.
How did Wells Fargo & Company's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.5% from $20.4B a year earlier and eps grew 14.1% from $1.42.
Where can I find Wells Fargo & Company's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000072971-26-000009) and the 10-K periodic report (0000072971-26-000133) directly on SEC EDGAR. The filing index links above go to sec.gov.