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WesBanco WSBC Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

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$1.52M-10.0%
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$578K+24.6%
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Midland States BancorpMSBI
$1.12M-6.6%

Other financials

Income statement

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Revenue$257.2M+33.2%
Net income$88.4M+54.0%
EPS (diluted)$0.91+59.6%

Balance sheet

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Cash & equivalents$960.4M-12.0%
Total debt$1.5B-29.1%
Total equity$4.1B+7.6%
Total assets$27.8B+0.8%

Cash flow

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Operating cash flow$106.6M+503%
CapEx$2.0M-48.3%
Free cash flow$97.6M+55.3%

Valuation

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Market cap$4B+41.0%
P/E11.4×-9.6×

Profitability

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Net margin30.7%+14.4pp
FCF margin28.5%-4.6pp

Returns & leverage

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Return on equity8.9%+4.6pp
Debt / equity0.4×-0.2×

Where this comes from

Reported directly by WesBanco in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The source filing: WesBanco’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:13 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-197299
(unaudited, in thousands, except shares and per share amounts)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Total interest expense on deposits94,22976,428
Federal Home Loan Bank borrowings11,31613,034
Other short-term borrowings5981,122
Subordinated debt and junior subordinated debt4,0804,129
Total interest expense110,22394,713
NET INTEREST INCOME215,401158,519
Provision for credit losses(897)68,883
Net interest income after provision for credit losses216,29889,636

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is WesBanco's floating rate capital debt?
WesBanco (WSBC) reported floating rate capital debt of $4.08M in Q1 2026.
How has WesBanco's floating rate capital debt changed year-over-year?
WesBanco's floating rate capital debt decreased by 1.2% year-over-year, from $4.13M to $4.08M.
What is the long-term trend for WesBanco's floating rate capital debt?
Over 4 years (2021 to 2025), WesBanco's floating rate capital debt has grown at a 32.4% compound annual growth rate (CAGR), from $6.51M to $20.02M.
What does floating rate capital debt mean?
This represents interest payments on junior subordinated debt, which often qualifies as regulatory capital. It reflects the cost of the bank's capital structure and its strategy for maintaining regulatory capital adequacy.

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