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WesBanco WSBC Community Banking — Payment Processing Fees

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Other financials

Income statement

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Revenue$257.2M+33.2%
Net income$88.4M+54.0%
EPS (diluted)$0.91+59.6%

Balance sheet

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Cash & equivalents$960.4M-12.0%
Total debt$1.5B-29.1%
Total equity$4.1B+7.6%
Total assets$27.8B+0.8%

Cash flow

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Operating cash flow$106.6M+503%
CapEx$2.0M-48.3%
Free cash flow$97.6M+55.3%

Valuation

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Market cap$4B+40.4%
P/E11.4×-9.7×

Profitability

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Net margin30.7%+14.4pp
FCF margin28.5%-4.6pp

Returns & leverage

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Return on equity8.9%+4.6pp
Debt / equity0.4×-0.2×

Where this comes from

Reported directly by WesBanco in its filing.

Tagged under the XBRL concept wsbc:PaymentProcessingFees.

The source filing: WesBanco’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:13 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-197299
(unaudited, in thousands) / For The Three Months Ended March 31, 2026:Community BankingTrust and Investment ServicesCorporate OtherTotals
Net securities brokerage revenue3,472
Net insurance services revenue1,209
Bank-owned life insurance3,811
Payment processing fees871
Net securities losses(13)
Net loss on other real estate owned and other assets546
Mortgage banking income919
Other income1,9493

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is WesBanco's community banking — payment processing fees?
WesBanco (WSBC) reported community banking — payment processing fees of $871K in Q1 2026.
How has WesBanco's community banking — payment processing fees changed year-over-year?
WesBanco's community banking — payment processing fees decreased by 2.2% year-over-year, from $891K to $871K.
What is the long-term trend for WesBanco's community banking — payment processing fees?
Over 3 years (2022 to 2025), WesBanco's community banking — payment processing fees has grown at a 0.5% compound annual growth rate (CAGR), from $3.35M to $3.4M.
What does community banking — payment processing fees mean?
Revenue earned from facilitating electronic payment transactions, including merchant services and card processing activities. This metric reflects the bank's ability to monetize its digital payment infrastructure and customer transaction volume.

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