What does community banking — loan processing fee mean?

Captures the revenue generated from fees charged to borrowers for the origination, underwriting, and administrative processing of loan applications. It serves as a key indicator of the bank's non-interest income stream derived directly from lending activities.

Waterstone Financial WSBF Community Banking — Loan Processing Fee

Other segment segments

Mortgage Banking

$1.03M+11.8%

Similar metrics at other companies

FVCBLoan Processing Fee (Income)

$244K-12.5%

CTB

CTBICommunity Banking Services — Loan Related Fees

$1.04M+7.7%

EQBKEquity Bank — Loan Processing Fee

$498K+286%

PFSIMortgage Banking Lending Sector — Loan Processing Fee

$79.7M+80.7%

KRNYLoan-related fees and charges — Loan-related fees and charges

$156K-25.4%

FSBCLoan-related fees

$1.27M+182%

Other financials

Income statement

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Revenue$55.2M—

Net income$6.0M+97.5%

EPS (diluted)$0.53—

Balance sheet

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Cash & equivalents$343.0M—

Total debt$483.4M—

Total equity$432.8M—

Total assets$2.2B—

Cash flow

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Operating cash flow-$647.0K-102%

CapEx$991.0K+274%

Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%

P/E12.4×-1.3×

P/S1.4×—

Profitability

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Net margin27.4%—

FCF margin54.6%—

Returns & leverage

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Return on equity16.7%—

Debt / equity1.1×—

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — loan processing fee?: Waterstone Financial (WSBF) reported community banking — loan processing fee of $0 in Q1 2026.
What does community banking — loan processing fee mean?: Captures the revenue generated from fees charged to borrowers for the origination, underwriting, and administrative processing of loan applications. It serves as a key indicator of the bank's non-interest income stream derived directly from lending activities.