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Community Trust Bancorp CTBI Community Banking Services — Loan Related Fees

Other segment segments

Corporate
$0

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Other financials

Income statement

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Revenue$78.5M+11.8%
Net income$29.6M+19.0%
EPS (diluted)$1.64+18.8%

Balance sheet

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Cash & equivalents$514.3M+30.1%
Total debt$16.0M-0.5%
Total equity$891.8M+10.5%
Total assets$7.0B+9.4%

Cash flow

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Operating cash flow$44.1M+177%
CapEx$1.0M-56.7%
Free cash flow$43.1M+217%

Valuation

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Market cap$1.41B+45.1%
Enterprise value$914.06M+53.8%
P/E13.1×+2.4×
P/S4.7×+1.0×

Profitability

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Net margin36.1%+1.6pp
FCF margin43.6%+4.7pp

Returns & leverage

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Return on equity12.7%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Community Trust Bancorp in its filing.

Tagged under the XBRL concept ctbi:LoanRelatedFees.

The source filing: Community Trust Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031763
(in thousands except per share data)Three Months Ended / June 30 / 2026Three Months Ended / June 30 / 2025Six Months Ended / June 30 / 2026Six Months Ended / June 30 / 2025
Deposit related fees7,6577,35014,81214,172
Gains on sales of loans, net6177112124
Trust and wealth management income4,7244,0929,1868,073
Loan related fees1,1461,2492,1852,214
Bank owned life insurance revenue1,1881,1022,9022,137
Brokerage revenue5285261,0481,020
Securities gains924150436630
Other noninterest income1,3711,6252,3322,698

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Community Trust Bancorp's community banking services — loan related fees?
Community Trust Bancorp (CTBI) reported community banking services — loan related fees of $1.15M in Q2 2026.
How has Community Trust Bancorp's community banking services — loan related fees changed year-over-year?
Community Trust Bancorp's community banking services — loan related fees decreased by 8.2% year-over-year, from $1.25M to $1.15M.
What is the long-term trend for Community Trust Bancorp's community banking services — loan related fees?
Over 3 years (2022 to 2025), Community Trust Bancorp's community banking services — loan related fees has grown at a -13.2% compound annual growth rate (CAGR), from $6.19M to $4.04M.
What does community banking services — loan related fees mean?
Income derived from fees associated with loan originations, servicing, and other credit-related administrative tasks. This metric highlights the bank's ability to monetize its lending activities beyond the interest spread.

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