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Waterstone Financial WSBF Community Banking — Professional Fees

Other segment segments

Mortgage Banking
$152K-88.9%

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OFGBanking — Professional Fees
$4.33M-2.1%

Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:ProfessionalFees.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — professional fees?
Waterstone Financial (WSBF) reported community banking — professional fees of $228K in Q1 2026.
How has Waterstone Financial's community banking — professional fees changed year-over-year?
Waterstone Financial's community banking — professional fees decreased by 34.3% year-over-year, from $347K to $228K.
What is the long-term trend for Waterstone Financial's community banking — professional fees?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — professional fees has grown at a 8.4% compound annual growth rate (CAGR), from $673K to $928K.
What does community banking — professional fees mean?
This represents payments for external services such as legal, consulting, accounting, and other specialized professional assistance required by the community banking segment. These costs are often incurred to ensure regulatory compliance and support strategic initiatives.