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Waterstone Financial WSBF Mortgage Banking — Loan Processing Fee

Other segment segments

Community Banking
$0

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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's mortgage banking — loan processing fee?
Waterstone Financial (WSBF) reported mortgage banking — loan processing fee of $1.03M in Q1 2026.
How has Waterstone Financial's mortgage banking — loan processing fee changed year-over-year?
Waterstone Financial's mortgage banking — loan processing fee increased by 11.8% year-over-year, from $920K to $1.03M.
What is the long-term trend for Waterstone Financial's mortgage banking — loan processing fee?
Over 4 years (2021 to 2025), Waterstone Financial's mortgage banking — loan processing fee has grown at a -10.2% compound annual growth rate (CAGR), from $4.61M to $3M.
What does mortgage banking — loan processing fee mean?
This represents the revenue generated from fees charged to borrowers for the administrative tasks associated with originating and processing mortgage loans. It serves as a key indicator of mortgage origination volume and the segment's ability to monetize its loan processing services.