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C&F Financial CFFI Mortgage Banking — Loan Processing Fee

Other segment segments

Consumer Finance
$474K+15.3%
Community Banking
$39K-7.1%

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$1.03M+11.8%
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PMTInterest Rate Sensitive Strategies — Loan Processing Fee
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WSBFCommunity Banking — Loan Processing Fee
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FBPMortgage Banking — Credit And Debit Processing Fees
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PMTAggregation And Securitization — Loan Processing Fee
$213K-69.0%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's mortgage banking — loan processing fee?
C&F Financial (CFFI) reported mortgage banking — loan processing fee of $360K in Q1 2026.
How has C&F Financial's mortgage banking — loan processing fee changed year-over-year?
C&F Financial's mortgage banking — loan processing fee increased by 56.5% year-over-year, from $230K to $360K.
What is the long-term trend for C&F Financial's mortgage banking — loan processing fee?
Over 3 years (2022 to 2025), C&F Financial's mortgage banking — loan processing fee has grown at a -10.3% compound annual growth rate (CAGR), from $1.68M to $1.21M.
What does mortgage banking — loan processing fee mean?
Represents the direct costs or fees associated with the administrative processing and underwriting of mortgage loans. This metric tracks the operational intensity required to move loans from application to closing. It is a critical component of the cost-to-originate for the mortgage banking segment.