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C&F Financial CFFI Consumer Finance — Loan Processing Fee

Other segment segments

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$360K+56.5%
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$39K-7.1%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's consumer finance — loan processing fee?
C&F Financial (CFFI) reported consumer finance — loan processing fee of $474K in Q1 2026.
How has C&F Financial's consumer finance — loan processing fee changed year-over-year?
C&F Financial's consumer finance — loan processing fee increased by 15.3% year-over-year, from $411K to $474K.
What is the long-term trend for C&F Financial's consumer finance — loan processing fee?
Over 3 years (2022 to 2025), C&F Financial's consumer finance — loan processing fee has grown at a -5.9% compound annual growth rate (CAGR), from $2.1M to $1.75M.
What does consumer finance — loan processing fee mean?
This metric tracks the specific fees incurred during the origination and administration of loans within the consumer finance segment. It reflects the operational costs associated with the volume and complexity of the lending pipeline.