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First BanCorp FBP Mortgage Banking — Credit And Debit Processing Fees

Other segment segments

Consumer Retail Banking

$6.45M+61.2%

Virgin Islands Operations

$683K-19.3%

Commercial And Corporate

$191K-26.5%

United States Operations

$2K0.0%

Treasury And Investments

$0—

Similar metrics at other companies

PFSIMortgage Banking Lending Sector — Loan Processing Fee

$79.7M+80.7%

FFINDebit Card Expense

$3.11M-7.9%

NVRMortgage Banking — Interest Expense, Operating and Nonoperating

$333K+22.0%

BOKFMortgage banking costs

$11.76M+52.9%

UBS

UBSIBankcard Processing Expense

$623K+3.8%

PMTCredit Sensitive Strategies — Loan Processing Fee

$0—

Other financials

Income statement

Revenue$258.6M+4.2%

Net income$88.8M+15.2%

EPS (diluted)$0.57+21.3%

Balance sheet

Cash & equivalents$550.9M-58.5%

Total debt$380.0M+14.8%

Total equity$2.0B+10.6%

Total assets$19.1B-0.1%

Cash flow

Operating cash flow$121.1M+11.9%

CapEx$5.2M+248%

Free cash flow$115.9M+8.6%

Valuation

Market cap$4.06B+5.9%

Profitability

Net margin35.3%+3.6pp

FCF margin44.2%+3.7pp

Returns & leverage

Return on equity19%+0.5pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CreditAndDebitProcessingFees.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's mortgage banking — credit and debit processing fees?: First BanCorp (FBP) reported mortgage banking — credit and debit processing fees of $0 in Q1 2026.
What does mortgage banking — credit and debit processing fees mean?: This metric captures the costs incurred for processing electronic payments, such as credit or debit card transactions, related to mortgage servicing or origination activities. It reflects the operational expenses associated with payment infrastructure and transaction handling for mortgage customers. Monitoring this helps track the efficiency of payment processing systems within the mortgage business.