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First BanCorp FBP Virgin Islands Operations — Credit And Debit Processing Fees

Other segment segments

Consumer Retail Banking
$7.63M+11.4%
Commercial And Corporate
$14K-93.5%
United States Operations
$3K0.0%
Mortgage Banking
$0
Treasury And Investments
$0

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Other financials

Income statement

See full
Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CreditAndDebitProcessingFees.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

872

Item 6.

FAQ

What is First BanCorp's virgin islands operations — credit and debit processing fees?
First BanCorp (FBP) reported virgin islands operations — credit and debit processing fees of $872K in Q2 2026.
How has First BanCorp's virgin islands operations — credit and debit processing fees changed year-over-year?
First BanCorp's virgin islands operations — credit and debit processing fees increased by 27.3% year-over-year, from $685K to $872K.
What is the long-term trend for First BanCorp's virgin islands operations — credit and debit processing fees?
Over 3 years (2022 to 2025), First BanCorp's virgin islands operations — credit and debit processing fees has grown at a 13.9% compound annual growth rate (CAGR), from $1.98M to $2.93M.
What does virgin islands operations — credit and debit processing fees mean?
Represents the operational costs associated with processing card-based transactions for customers within the Virgin Islands segment. This metric correlates with transaction volume and the bank's digital payment service activity.

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