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Eastern Bankshares, Inc. EBC Debit card processing fees

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Other financials

Income statement

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Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

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Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

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Market cap$5.27B+79.7%
Enterprise value$5.51B+119%
P/E14×
P/S4.7×-0.1×

Profitability

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Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

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Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept ebc:DebitCardProcessingFees.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Noninterest income (loss):
Investment advisory fees19,69317,28238,00733,719
Service charges on deposit accounts10,0448,24419,97116,559
Card income6,0384,23011,8358,150
Interest rate swap income1,9969782,9791,466
Income from investments for employee retirement benefits6,9585,7275,0984,470
Mortgage banking income (loss)3,343(95)6,208(187)
Losses on sales of securities available for sale, net(269,638)

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s debit card processing fees?
Eastern Bankshares, Inc. (EBC) reported debit card processing fees of $6.04M in Q2 2026.
How has Eastern Bankshares, Inc.'s debit card processing fees changed year-over-year?
Eastern Bankshares, Inc.'s debit card processing fees increased by 42.7% year-over-year, from $4.23M to $6.04M.
What is the long-term trend for Eastern Bankshares, Inc.'s debit card processing fees?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s debit card processing fees has grown at a 10.8% compound annual growth rate (CAGR), from $12.12M to $18.26M.
What does debit card processing fees mean?
Debit card processing fees as reported by Eastern Bankshares, Inc. Common Stock.

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