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Expensify, Inc. EXFY Credit card processing fees

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Other financials

Income statement

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Revenue$33.9M-5.3%
Gross profit$16.3M-12.1%
Operating income-$2.9M+71.7%
Net income-$3.9M+56.2%
EPS (diluted)-$0.04+60.0%

Balance sheet

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Cash & equivalents$109.6M+7.0%
Total debt$678.0K-18.2%
Total equity$134.6M+2.1%
Total assets$185.4M-0.9%

Cash flow

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Operating cash flow$8.4M+3.0%
CapEx-$182.0K
Free cash flow$8.6M+3.3%

Valuation

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Market cap$190.95M+4.4%
P/S1.4×+0.1×

Profitability

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Gross margin48.7%-2.6pp
Operating margin-8%
Net margin-11.3%+0.7pp
FCF margin9.1%-9.7pp

Returns & leverage

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Return on equity-11.7%-0.7pp
Debt / equity0.0×
Current ratio3.5×+0.4×

Where this comes from

Reported directly by Expensify, Inc. in its filing.

Tagged under the XBRL concept exfy:AccruedCreditCardProcessingFeesCurrent.

The source filing: Expensify, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001476840-26-000072
Line itemAs of June 30, 2026As of December 31, 2025
Partner payouts and advertising fees1,6891,559
Sales, payroll and other taxes payable1,3501,484
Cashback rewards616562
Credit card processing fees530477
Matching Plan payroll liability309672
Income taxes payable152284
Estimated putative class action liability9,500
Other1,2291,568

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Expensify, Inc.'s credit card processing fees?
Expensify, Inc. (EXFY) reported credit card processing fees of $530K in Q2 2026.
How has Expensify, Inc.'s credit card processing fees changed year-over-year?
Expensify, Inc.'s credit card processing fees increased by 4.7% year-over-year, from $506K to $530K.
What is the long-term trend for Expensify, Inc.'s credit card processing fees?
Over 4 years (2021 to 2025), Expensify, Inc.'s credit card processing fees has grown at a 70.8% compound annual growth rate (CAGR), from $56K to $477K.
What does credit card processing fees mean?
Credit card processing fees as reported by Expensify, Inc. Class A Common Stock.

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