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Expensify, Inc. EXFY Credit card processing fees

Other financials

Income statement

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Revenue$34.0M-5.8%
Gross profit$16.2M-11.4%
Operating income-$2.0M-32.6%
Net income-$2.3M+26.3%
EPS (diluted)-$0.02+33.3%

Balance sheet

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Cash & equivalents$109.6M+13.8%
Total debt$678.0K-18.2%
Total equity$138.5M+2.9%
Total assets$190.6M+0.7%

Cash flow

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Operating cash flow$118.0K-98.5%
CapEx$182.0K+4.6%
Free cash flow-$64.0K-101%

Valuation

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Market cap$172.62M-28.2%
P/S1.2×-0.4×

Profitability

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Gross margin49.6%-2.8pp
Operating margin-13.2%
Net margin-14.7%-86.5pp
FCF margin8.8%-11.0pp

Returns & leverage

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Return on equity-15.1%+177pp
Debt / equity0.0×
Current ratio3.5×+0.2×

Where this comes from

Reported directly by Expensify, Inc. in its filing.

Tagged under the XBRL concept exfy:AccruedCreditCardProcessingFeesCurrent.

The official record: Expensify, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Expensify, Inc.'s credit card processing fees?
Expensify, Inc. (EXFY) reported credit card processing fees of $508K in Q1 2026.
How has Expensify, Inc.'s credit card processing fees changed year-over-year?
Expensify, Inc.'s credit card processing fees increased by 13.1% year-over-year, from $449K to $508K.
What is the long-term trend for Expensify, Inc.'s credit card processing fees?
Over 4 years (2021 to 2025), Expensify, Inc.'s credit card processing fees has grown at a 70.8% compound annual growth rate (CAGR), from $56K to $477K.