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First BanCorp FBP United States Operations — Credit And Debit Processing Fees

Other segment segments

Consumer Retail Banking
$6.45M+61.2%
Virgin Islands Operations
$683K-19.3%
Commercial And Corporate
$191K-26.5%
Mortgage Banking
$0
Treasury And Investments
$0

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PSMTUnited ‎States ‎Operations — Cost of goods sold
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LVSUnited States — Other expenses
$87M+42.6%
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APAU.S. — Operating Expenses
$726M-42.6%

Other financials

Income statement

See full
Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CreditAndDebitProcessingFees.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's united states operations — credit and debit processing fees?
First BanCorp (FBP) reported united states operations — credit and debit processing fees of $2K in Q1 2026.
How has First BanCorp's united states operations — credit and debit processing fees changed year-over-year?
First BanCorp's united states operations — credit and debit processing fees decreased by 0.0% year-over-year, from $2K to $2K.
What is the long-term trend for First BanCorp's united states operations — credit and debit processing fees?
Over 3 years (2022 to 2025), First BanCorp's united states operations — credit and debit processing fees has grown at a 0.0% compound annual growth rate (CAGR), from $11K to $11K.
What does united states operations — credit and debit processing fees mean?
This represents the direct costs associated with processing electronic payment transactions for credit and debit cards within the United States segment. It is a variable operational expense linked to the volume of customer payment activity.