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First BanCorp FBP Consumer Retail Banking — Credit And Debit Processing Fees

Other segment segments

Virgin Islands Operations
$683K-19.3%
Commercial And Corporate
$191K-26.5%
United States Operations
$2K0.0%
Mortgage Banking
$0
Treasury And Investments
$0

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WFCConsumer Banking and Lending — Other Credit And Debit Card Fees
$170M+37.1%
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WSBCCommunity Banking — Payment Processing Fees
$871K-2.2%

Other financials

Income statement

See full
Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

See full
Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CreditAndDebitProcessingFees.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's consumer retail banking — credit and debit processing fees?
First BanCorp (FBP) reported consumer retail banking — credit and debit processing fees of $6.45M in Q1 2026.
How has First BanCorp's consumer retail banking — credit and debit processing fees changed year-over-year?
First BanCorp's consumer retail banking — credit and debit processing fees increased by 61.2% year-over-year, from $4M to $6.45M.
What is the long-term trend for First BanCorp's consumer retail banking — credit and debit processing fees?
Over 3 years (2022 to 2025), First BanCorp's consumer retail banking — credit and debit processing fees has grown at a 8.2% compound annual growth rate (CAGR), from $19.45M to $24.63M.
What does consumer retail banking — credit and debit processing fees mean?
Captures the operational costs associated with processing electronic payments, card transactions, and merchant services for retail banking customers. This metric tracks the variable costs tied to the volume of transactional activity within the retail segment.