Consumer Banking — Fees And Commissions1

Business Segments · Fees And Commissions1

Bank of America Consumer Banking — Fees And Commissions1 decreased by 3.0% to $2.08B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.2%, from $2.10B to $2.08B. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Fees And Commissions1 shows relatively stable performance with a -2.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2017
Last reportedQ4 2025

How to read this metric

Higher values indicate strong customer engagement and transactional volume, while lower values may reflect competitive pricing pressure or regulatory changes affecting fee structures.

Detailed definition

This metric captures the non-interest revenue generated from service charges, account maintenance fees, card interchange...

Peer comparison

Comparable to 'Non-Interest Income' or 'Fee-Based Revenue' at peer retail banking institutions.

Metric ID: bac_segment_consumer_banking_fees_and_commissions1

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$2.24B$2.33B$2.36B$2.11B$2.08B$2.00B$1.99B$1.95B$1.94B$2.01B$1.99B$1.93B$2.05B$2.11B$2.10B$2.00B$2.13B$2.14B$2.08B
QoQ Change+4.1%+1.1%-10.5%-1.8%-3.6%-0.5%-2.2%-0.3%+3.5%-1.0%-3.1%+6.5%+2.9%-0.5%-5.0%+6.5%+0.7%-3.0%
YoY Change-7.4%-14.2%-15.6%-7.8%-6.4%+0.4%-0.1%-1.0%+5.7%+5.1%+5.7%+3.6%+3.6%+1.4%-1.2%
Range$1.93B$2.36B
CAGR-1.7%
Avg YoY Growth-1.9%
Median YoY Growth-0.1%

Frequently Asked Questions

What is Bank of America's consumer banking — fees and commissions1?
Bank of America (BAC) reported consumer banking — fees and commissions1 of $2.08B in Q4 2025.
How has Bank of America's consumer banking — fees and commissions1 changed year-over-year?
Bank of America's consumer banking — fees and commissions1 decreased by 1.2% year-over-year, from $2.10B to $2.08B.
What is the long-term trend for Bank of America's consumer banking — fees and commissions1?
Over 4 years (2021 to 2025), Bank of America's consumer banking — fees and commissions1 has grown at a -2.0% compound annual growth rate (CAGR), from $9.03B to $8.34B.
What does consumer banking — fees and commissions1 mean?
Revenue earned from service fees, account charges, and transaction commissions in the consumer banking segment.

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