Consumer Banking and Lending — Card fees

Business Segments · Card fees

Wells Fargo & Company Consumer Banking and Lending — Card fees remained flat by 0.0% to $1.08B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.4%, from $1.02B to $1.08B. Over 2 years (FY 2023 to FY 2025), Consumer Banking and Lending — Card fees shows relatively stable performance with a 4.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2023
Last reportedQ4 2025

How to read this metric

An increase reflects higher consumer spending volume and successful card product adoption.

Detailed definition

Represents the total revenue generated from credit and debit card products, including interchange fees and annual cardho...

Peer comparison

Standard metric for banks with significant retail card portfolios, often labeled 'Card income' or 'Interchange revenue'.

Metric ID: wfc_segment_consumer_banking_and_lending_card_fees

Historical Data

3 years
 FY'23FY'24FY'25
Value$3.97B$4.08B$4.34B
YoY Change+2.7%+6.4%
Range$3.97B$4.34B
CAGR+4.6%
Avg YoY Growth+4.6%
Median YoY Growth+4.6%
Current Streak2+ years growth

Frequently Asked Questions

What is Wells Fargo & Company's consumer banking and lending — card fees?
Wells Fargo & Company (WFC) reported consumer banking and lending — card fees of $1.08B in Q4 2025.
How has Wells Fargo & Company's consumer banking and lending — card fees changed year-over-year?
Wells Fargo & Company's consumer banking and lending — card fees increased by 6.4% year-over-year, from $1.02B to $1.08B.
What is the long-term trend for Wells Fargo & Company's consumer banking and lending — card fees?
Over 2 years (2023 to 2025), Wells Fargo & Company's consumer banking and lending — card fees has grown at a 4.6% compound annual growth rate (CAGR), from $3.97B to $4.34B.
What does consumer banking and lending — card fees mean?
Total revenue earned from credit and debit card services and interchange fees.

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