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Waterstone Financial WSBF Community Banking — Total Assets

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$185.81M-5.9%

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Other financials

Income statement

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Revenue$55.2M
Net income$8.5M+9.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow$9.5M+125%
CapEx$136.0K+131%
Free cash flow$9.4M+124%

Valuation

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Market cap$374.64M+43.9%
P/E12.5×-0.1×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Waterstone Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026246
Line itemCommunity / BankingMortgage / BankingHolding / Company and / OtherConsolidated
Real estate owned27--27
Loan processing expense-817-817
Other7411,676422,459
Total noninterest expenses8,59720,943(161)29,379
Income before income tax expense9,0051,5963410,635
Income tax expense1,74142572,173
Net income$7,264$1,171$27$8,462
Total Assets$2,239,536$185,807$(172,584)$2,252,759

Item 1. Financial Statements

FAQ

What is Waterstone Financial's community banking — total assets?
Waterstone Financial (WSBF) reported community banking — total assets of $2.24B in Q2 2026.
How has Waterstone Financial's community banking — total assets changed year-over-year?
Waterstone Financial's community banking — total assets decreased by 9.7% year-over-year, from $2.48B to $2.24B.
What is the long-term trend for Waterstone Financial's community banking — total assets?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — total assets has grown at a 3.5% compound annual growth rate (CAGR), from $8.61B to $9.88B.
What does community banking — total assets mean?
The total value of all financial assets held by the community banking segment, including loans, cash, and investment securities. This metric represents the scale and lending capacity of the segment within the broader organization.

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