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Waterstone Financial WSBF Community Banking — Communication

Other segment segments

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$121K-23.4%

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Other financials

Income statement

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Revenue$55.2M
Net income$8.5M+9.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow$9.5M+125%
CapEx$136.0K+131%
Free cash flow$9.4M+124%

Valuation

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Market cap$369.79M+43.9%
P/E12.3×-0.1×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:Communication.

The source filing: Waterstone Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026246
Line itemCommunity / BankingMortgage / BankingHolding / Company and / OtherConsolidated
Occupancy, office furniture and equipment942628-1,570
Advertising251476-727
Data processing722557-1,279
Communications105121-226
Professional fees197103-300
Real estate owned27--27
Loan processing expense-817-817
Other7411,676422,459

Item 1. Financial Statements

FAQ

What is Waterstone Financial's community banking — communication?
Waterstone Financial (WSBF) reported community banking — communication of $105K in Q2 2026.
How has Waterstone Financial's community banking — communication changed year-over-year?
Waterstone Financial's community banking — communication increased by 6.1% year-over-year, from $99K to $105K.
What is the long-term trend for Waterstone Financial's community banking — communication?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — communication has grown at a -1.0% compound annual growth rate (CAGR), from $427K to $410K.
What does community banking — communication mean?
This includes costs associated with telecommunications, network connectivity, and customer outreach tools required for daily banking operations. It reflects the operational overhead necessary to maintain communication channels with clients and internal staff.

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