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Waterstone Financial WSBF Community Banking — Communication

Other segment segments

Mortgage Banking
$146K+8.1%

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$1.17M-3.3%

Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:Communication.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — communication?
Waterstone Financial (WSBF) reported community banking — communication of $112K in Q1 2026.
How has Waterstone Financial's community banking — communication changed year-over-year?
Waterstone Financial's community banking — communication increased by 12.0% year-over-year, from $100K to $112K.
What is the long-term trend for Waterstone Financial's community banking — communication?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — communication has grown at a -1.0% compound annual growth rate (CAGR), from $427K to $410K.
What does community banking — communication mean?
This includes costs associated with telecommunications, network connectivity, and customer outreach tools required for daily banking operations. It reflects the operational overhead necessary to maintain communication channels with clients and internal staff.