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West Bancorporation WTBA Q3 2025 earnings

Reported October 23, 2025 · Before market open

Revenue$24.8MMiss by $485.0K
EPS$0.55Beat by $0.08
Revenue estimate$25.3M
EPS estimate$0.47

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$29.0M
EPS estimate$0.65

Financials

Q3 2025

Income statement

See full
Revenue$25.0M+23.1%
Net income$9.3M+56.5%
EPS (diluted)$0.55+57.1%

Balance sheet

See full
Cash & equivalents$232.9M+47.6%
Total debt$39.0M-11.4%
Total equity$255.1M+8.4%
Total assets$4.0B-0.1%

Cash flow

See full
Operating cash flow$11.4M-11.8%
CapEx$649.0K-89.1%
Free cash flow$10.8M+54.7%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$344.24M+7.6%
Enterprise value$150.29M-27.1%
P/E10.7×-4.2×
P/S3.7×-0.4×

Profitability

See full
Net margin34.7%+6.9pp
FCF margin43.1%+41.8pp

Returns & leverage

See full
Return on equity13.1%+3.4pp
Debt / equity0.2×0.0×

Segments

By product

See full
Trust services$894.0K+8.0%
Service charges on deposit accounts$491.0K+7.0%
Debit card usage fees$477.0K-4.6%

Versus estimates

Revenue

Q2 2026$28.2MBeat by $70.0KQ1 2026$27.0MMiss by $137.0KQ4 2025$27.3MBeat by $643.0K
Q3 2025$24.8MMiss by $485.0K
Q2 2025$23.7MMiss by $546.0KQ1 2025$22.9MBeat by $1.3M

Diluted EPS

Q2 2026$0.64Beat by $0.01Q1 2026$0.61Beat by $0.02Q4 2025$0.61Beat by $0.04
Q3 2025$0.55Beat by $0.08
Q2 2025$0.47Beat by $0.02Q1 2025$0.46Beat by $0.08

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Questions, answered.

When did West Bancorporation report Q3 2025 earnings?
West Bancorporation (WTBA) reported Q3 2025 earnings on October 23, 2025 before market open.
What were West Bancorporation's Q3 2025 revenue and EPS?
West Bancorporation reported revenue of $24.8M and eps of $0.55 for Q3 2025.
Did West Bancorporation beat estimates in Q3 2025?
Revenue missed the consensus estimate of $25.3M by $485.0K. EPS beat the consensus estimate of $0.47 by $0.08.
How did West Bancorporation's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 23.1% from $20.2M a year earlier and eps grew 57.1% from $0.35.
Where can I find West Bancorporation's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001166928-25-000081) directly on SEC EDGAR. The filing index links above go to sec.gov.