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West Bancorporation WTBA Q4 2025 Annual earnings

Reported January 29, 2026 · Before market open

Revenue$27.3MBeat by $643.0K
EPS$0.61Beat by $0.04
Revenue estimate$26.7M
EPS estimate$0.57

Next report

Oct 22, 2026 (in a month)
Revenue estimate$29.0M
EPS estimate$0.65

Financials

Q4 2025

Income statement

See full
Revenue$23.3M+11.8%
Net income$7.4M+4.6%
EPS (diluted)$0.44+4.8%

Balance sheet

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Cash & equivalents$471.1M+93.5%
Total debt$26.3M-38.6%
Total equity$266.0M+16.7%
Total assets$4.1B+3.2%

Cash flow

See full
Operating cash flow$11.8M+9.7%
CapEx$421.0K-83.6%
Free cash flow$11.4M+39.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$375.92M+3.2%
Enterprise value-$68.92M-142%
P/E11.5×-3.6×
P/S3.9×-0.6×

Profitability

See full
Net margin34.2%+4.0pp
FCF margin45.3%+28.2pp

Returns & leverage

See full
Return on equity13.2%+2.6pp
Debt / equity0.1×-0.1×

Segments

By product

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Trust services$964.0K-8.3%
Debit card usage fees$493.0K+4.7%
Deposit accounts$485.3K+5.3%

FAQ

When did West Bancorporation report Q4 2025 earnings?
West Bancorporation (WTBA) reported Q4 2025 earnings on January 29, 2026 before market open.
What were West Bancorporation's Q4 2025 revenue and EPS?
West Bancorporation reported revenue of $27.3M and eps of $0.61 for Q4 2025.
Did West Bancorporation beat estimates in Q4 2025?
Revenue beat the consensus estimate of $26.7M by $643.0K. EPS beat the consensus estimate of $0.57 by $0.04.
How did West Bancorporation's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 32.2% from $20.7M a year earlier and eps grew 45.2% from $0.42.
Where can I find West Bancorporation's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001166928-26-000002) and the 10-K periodic report (0001166928-26-000010) directly on SEC EDGAR. The filing index links above go to sec.gov.