Skip to content
Screener

White Mountains Insurance Group WTM Property and Accident & Health — Prior Year

Other product segments

Specialty
-$27.2M-179%
Marine & Energy
$4.7M
Casualty-Active
$4.3M-4.4%

Similar metrics at other companies

Cincinnati Financial logo
CINFProperty and Casualty Insurance — Prior accident years
$681M+4.0%
Cincinnati Financial logo
CINFCommercial Property Line — Prior accident years
-$19M+52.5%
The Hartford Financial Services Group logo
HIGProperty Insurance — Prior accident year development [1]
-$25M+24.2%
Arch Capital Group logo
ACGLTravel and accident — Prior years
-$10M-25.0%
Cincinnati Financial logo
CINFHomeowner — Prior accident years
-$4M+84.0%
Globe Life logo
GLHealth premium — Prior years
-$3.37M-157%

Other financials

Income statement

See full
Revenue$844.6M+22.5%
Gross profit$764.5M+18.2%
Net income$199.5M+62.3%

Balance sheet

See full
Total debt$932.5M+34.2%
Total equity$5.4B+16.0%
Total assets$13.8B+16.4%

Cash flow

See full
Operating cash flow-$55.5M-131%

Valuation

See full
Market cap$5.3B+15.6%
P/E4.7×
P/S1.4×-0.5×

Profitability

See full
Gross margin94.1%-3.2pp
Net margin29.3%

Returns & leverage

See full
Return on equity22.4%
Debt / equity0.2×0.0×

Where this comes from

Reported directly by White Mountains Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The source filing: White Mountains Insurance Group’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 9:21 AM EST
Fiscal year
FY2025
Accession
0001628280-26-012603
MillionsYear Ended December 31, 2025Year Ended December 31, 2024Year Ended December 31, 2023
Net loss and LAE reserves1,693.11,264.3791.5
Loss and LAE incurred relating to:
Current year losses956.9914.4706.9
Prior year losses(112.7)(58.6)19.9
Net incurred loss and LAE844.2855.8726.8
Loss and LAE paid relating to:
Current year losses(205.6)(109.2)(51.3)
Prior year losses(380.1)(307.5)(356.6)

Item 16. Form 10-K Summary.

FAQ

What is White Mountains Insurance Group's property and accident & health — prior year?
White Mountains Insurance Group (WTM) reported property and accident & health — prior year of -$22.93M in Q4 2025.
How has White Mountains Insurance Group's property and accident & health — prior year changed year-over-year?
White Mountains Insurance Group's property and accident & health — prior year decreased by 414.0% year-over-year, from $7.3M to -$22.93M.
What is the long-term trend for White Mountains Insurance Group's property and accident & health — prior year?
Over 4 years (2021 to 2025), White Mountains Insurance Group's property and accident & health — prior year has grown at a 79.2% compound annual growth rate (CAGR), from $8.9M to -$91.7M.
What does property and accident & health — prior year mean?
This metric represents the net favorable or unfavorable development of loss reserves established in previous reporting periods for the Property and Accident & Health segment. It reflects the accuracy of initial actuarial estimates compared to actual claim settlements over time. Positive values indicate reserve releases, while negative values indicate reserve strengthening.

Ask your AI about White Mountains Insurance Group's property and accident & health — prior year.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude