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White Mountains Insurance Group WTM Property and Accident & Health — Prior Year

Other product segments

Specialty
-$27.2M-179%
Marine & Energy
$4.7M
Casualty-Active
$4.3M-4.4%

Similar metrics at other companies

Allstate logo
ALLProperty and casualty — Prior years
-$1B-300%
Cincinnati Financial logo
CINFProperty and Casualty Insurance — Prior accident years
$967M+20.0%
Cincinnati Financial logo
CINFPersonal Insurance — Prior accident years
-$7M+63.2%
The Hartford Financial Services Group logo
HIGProperty & Casualty Other Operations — Prior accident year development [1]
-$36M
The Hartford Financial Services Group logo
HIGProperty Insurance — Prior accident year development [1]
-$19M+9.5%
The Hartford Financial Services Group logo
HIGProperty, Liability and Casualty Insurance Product Line — Prior accident year development [1]
-$41M+66.4%

Other financials

Income statement

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Revenue$517.8M-10.4%
Gross profit$475.1M-16.7%
Net income-$27.2M-180%

Balance sheet

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Total debt$834.8M+23.5%
Total equity$5.4B+19.2%
Total assets$13.2B+19.7%

Cash flow

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Operating cash flow$30.5M+176%

Valuation

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Market cap$4.99B+9.8%

Profitability

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Gross margin94.9%-3.7pp
Net margin28.4%

Returns & leverage

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Return on equity21.2%
Debt / equity0.2×0.0×

Where this comes from

Reported directly by White Mountains Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The official record: White Mountains Insurance Group’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is White Mountains Insurance Group's property and accident & health — prior year?
White Mountains Insurance Group (WTM) reported property and accident & health — prior year of -$22.93M in Q4 2025.
How has White Mountains Insurance Group's property and accident & health — prior year changed year-over-year?
White Mountains Insurance Group's property and accident & health — prior year decreased by 414.0% year-over-year, from $7.3M to -$22.93M.
What is the long-term trend for White Mountains Insurance Group's property and accident & health — prior year?
Over 4 years (2021 to 2025), White Mountains Insurance Group's property and accident & health — prior year has grown at a 79.2% compound annual growth rate (CAGR), from $8.9M to -$91.7M.
What does property and accident & health — prior year mean?
This metric represents the net favorable or unfavorable development of loss reserves established in previous reporting periods for the Property and Accident & Health segment. It reflects the accuracy of initial actuarial estimates compared to actual claim settlements over time. Positive values indicate reserve releases, while negative values indicate reserve strengthening.