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Cincinnati Financial CINF Property and Casualty Insurance — Prior accident years

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HIGProperty, Liability and Casualty Insurance Product Line — Prior accident year development [1]
-$41M+66.4%
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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's property and casualty insurance — prior accident years?
Cincinnati Financial (CINF) reported property and casualty insurance — prior accident years of $967M in Q1 2026.
How has Cincinnati Financial's property and casualty insurance — prior accident years changed year-over-year?
Cincinnati Financial's property and casualty insurance — prior accident years increased by 20.0% year-over-year, from $806M to $967M.
What is the long-term trend for Cincinnati Financial's property and casualty insurance — prior accident years?
Over 3 years (2022 to 2025), Cincinnati Financial's property and casualty insurance — prior accident years has grown at a 7.5% compound annual growth rate (CAGR), from $2.1B to $2.6B.
What does property and casualty insurance — prior accident years mean?
This represents the development of claims from previous years, reflecting adjustments to reserves for claims that occurred in prior periods. It indicates the accuracy of historical loss estimates and the impact of reserve strengthening or releases.