Western Union WU Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 36.1%-1.2pp | 37%-0.7pp | 37.4%-0.4pp | 37.2%-0.7pp | 37.3%-1.3pp | |
| Operating margin | 17.4%+0.2pp | 18.7%+1.5pp | 18.3%+1.5pp | 17.4%-0.3pp | 17.2%-1.3pp | |
| Net margin | 10.9%-11.2pp | 12.3%-9.9pp | 18.8%+2.7pp | 21.8%+8.2pp | 22.1%+8.0pp | |
| Efficiency | ||||||
| Asset turnover | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Leverage | ||||||
| Net debt / EBITDA | 2×+0.3× | 2×+0.2× | 1.8×+0.1× | 2×+0.3× | 1.7×+0.2× | |
| Valuation | ||||||
| Market capitalization | $2.74B-23.5% | $2.96B-17.4% | $2.58B-36.1% | $2.83B-32.8% | $3.58B-25.7% | |
| Price / earnings | 6.2×+2.3× | 5.9×+2.1× | 3.3×-2.6× | 3.2×-4.1× | 3.9×-3.9× | |
| Price / sales | 0.7×-0.2× | 0.7×-0.1× | 0.6×-0.3× | 0.7×-0.3× | 0.9×-0.2× | |
| EV / EBITDA | 5.1×-0.6× | 5.2×-0.6× | 4.6×-1.6× | 5.2×-1.0× | 5.7×-0.6× | |
| Dividend yield | 11.2%+2.1pp | 10.4%+1.5pp | 12.2%+4.1pp | 11.3%+3.3pp | 9%+2.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Western Union's profit margins?
- Western Union (WU) runs a 36.1% gross margin and a 17.4% operating margin, with a 10.9% net margin.
- Where do Western Union's ratios come from?
- Every ratio is computed from Western Union's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
