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Western Union

WU

The Western Union Company is a global leader in cross-border, cross-currency money movement and payments.

Market cap
$1.94B-31.3%
Revenue$4.0B-1.6%
Net income$395.4M-55.9%
Free cash flow$565.4M+20.4%
EPS (diluted)$1.22-53.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Nov 4, 2026 (In 2 days)
Revenue estimate$1.0B
EPS estimate$0.34

Financials

Q2 2026

Income statement

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Revenue$1.0B-1.3%
Gross profit$336.5M-12.2%
Operating income$132.1M-31.4%
Net income$76.7M-37.2%
EPS (diluted)$0.24-35.1%

Balance sheet

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Cash & equivalents$919.8M-9.8%
Total debt$2.7B-1.9%
Total assets$8.0B-0.2%

Cash flow

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Operating cash flow$104.9M—
CapEx$10.3M+37.3%
Free cash flow$94.6M—

Valuation & ratios

Valuation

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Market cap$1.94B-31.3%
Enterprise value$3.71B-19.9%
P/E4.9×+1.0×
P/S0.5×-0.3×

Profitability

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Gross margin35.1%-2.1pp
Operating margin15.9%-1.5pp
Net margin9.8%-12.0pp
FCF margin14%+2.6pp

Segments

By geography

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North America Member$348.0M-6.7%
Europe And Cis$284.8M-0.5%
Middle East Africa And South Asia$150.0M+13.4%
Latin America And Caribbean$141.7M-0.7%
Asia Pacific$47.4M-4.4%

By product

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Consumer Money Transfers$866.1M-2.1%
Consumer Services$147.1M+4.3%

By segment

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Consumer Money Transfer$866.1M-2.1%

Competitors

Profile

The Western Union Company is a global leader in cross-border, cross-currency money movement and payments. The company provides consumers and businesses with fast, reliable, and convenient ways to send and receive money, make payments, and provide financial services through a vast physical and digital network. Its core value proposition centers on its extensive global reach and the ability to bridge the gap between digital and physical financial ecosystems.

Competitive position

A leading global provider of money transfer services with one of the world's largest physical agent networks and a growing digital presence.

GeographiesGlobal, North America, Europe, Asia-Pacific, Latin America, Middle East
Customer segmentsRetail consumers, SMEs, Underbanked
Business modelTransaction-based, B2C, B2B, Commission-based
SuppliersBanking partners, Telecommunications providers, Cloud infrastructure providers, Payment processors
CustomersIndividual remitters, Small business owners, Government agencies, Retail shoppers
Listed2006
Employees9.0K
CEODevin McGranahan
FilingsSEC EDGAR

FAQ

What is Western Union's market cap?
Western Union (WU) has a market capitalization of $1.9B and trades on NYSE.
What is Western Union's revenue and profitability?
Western Union generated $4.0B in trailing twelve-month revenue with net income of $395.4M, representing a net margin of 9.8%. Gross margin stands at 35.1%, with free cash flow of $565.4M. The latest reported period is Q2 2026.
Who are Western Union's competitors?
Western Union's key competitors include Eurone, Remitly, Flywire Corporation Voting Common Stock, and others. These companies compete in similar markets and product categories.
Who does Western Union partner with?
Western Union's notable partners include Visa, Mastercard, Google.
What subsidiaries does Western Union have?
Western Union's subsidiaries include Vigo Remittance Corp., Orlandi Valuta.
Where is Western Union headquartered?
Western Union is headquartered in United States of America and employs approximately 9,000 people. It has been publicly traded since 2006.