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Western Union WU Operating Income

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Segments

By segment

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Consumer Money Transfer$110.5M-30.6%
Consumer Services$27.1M

Other financials

Income statement

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Revenue$982.7M-0.1%
Gross profit$327.8M-10.0%
Net income$64.7M-47.6%
EPS (diluted)$0.20-44.4%

Balance sheet

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Cash & equivalents$909.2M-29.5%
Total debt$2.6B-6.0%
Total assets$8.1B-2.9%

Cash flow

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Operating cash flow$109.0M-26.5%
CapEx$6.4M+88.2%
Free cash flow$102.6M-29.1%

Valuation

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Market cap$2.23B-14.1%
Enterprise value$3.95B-8.8%
P/E5.1×+2.2×
P/S0.6×-0.1×

Profitability

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Gross margin36.1%-1.2pp
Operating margin17.4%+0.2pp
Net margin10.9%-11.2pp
FCF margin11.6%

Returns & leverage

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Return on equity19.9%
Debt / equity6.3×

Where this comes from

Reported directly by Western Union in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Western Union’s 10-Q, filed April 24, 2026.

Filed
Apr 24, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-177151
Line itemThree Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Cost of services654.9619.2
Selling, general, and administrative204.8187.0
Total expenses859.7806.2
Operating income123.0177.4
Other income/(expense):
Interest income2.01.7
Interest expense(36.2)(32.6)
Other income, net1.30.8

Item 1. Financial Statements

FAQ

What is Western Union's operating income?
Western Union (WU) reported operating income of $123M in Q1 2026.
How has Western Union's operating income changed year-over-year?
Western Union's operating income decreased by 30.7% year-over-year, from $177.4M to $123M.
What is the long-term trend for Western Union's operating income?
Over 4 years (2021 to 2025), Western Union's operating income has grown at a -9.4% compound annual growth rate (CAGR), from $1.12B to $757.3M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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