What does return on equity mean?

Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.

Western Union WU Return on equity

Discontinued — last reported Q3 '17

Return on equity at other companies

Euronet WorldwideEEFT

24.6%-0.4pp

PayPal Holdings, Inc.PYPL

25.1%+2.9pp

Remitly Global, Inc.RELY

13%+12.3pp

Western Alliance BancorporationWAL

13.1%+0.7pp

U.S. BancorpUSB

12.4%+0.8pp

Paymentus HoldingsPAY

13.7%+2.9pp

Other financials

Income statement

See full

Revenue$982.7M-0.1%

Gross profit$327.8M-10.0%

Operating income$123.0M-30.7%

Net income$64.7M-47.6%

EPS (diluted)$0.20-44.4%

Balance sheet

See full

Cash & equivalents$909.2M-29.5%

Total debt$2.6B-6.0%

Total assets$8.1B-2.9%

Cash flow

See full

Operating cash flow$109.0M-26.5%

CapEx$6.4M+88.2%

Free cash flow$102.6M-29.1%

Valuation

See full

Market cap$2.2B-23.5%

Enterprise value$3.91B-12.3%

P/E5×+1.8×

P/S0.5×-0.1×

Profitability

See full

Gross margin36.1%-1.2pp

Operating margin17.4%+0.2pp

Net margin10.9%-11.2pp

FCF margin11.6%—

Returns & leverage

See full

Debt / equity6.3×—

Where this comes from

Calculated from Western Union’s reported figures.

net income/total stockholders equity=19.9%

Based on trailing twelve months.

The official record: Western Union’s 10-Q, filed November 1, 2018, on SEC EDGAR. View the filing →

Questions, answered.

What does return on equity mean?: Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.