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Zions Bancorporation ZION FDIC assessments

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.26B+34.3%
P/E8.8×-0.3×
P/S2.8×+0.4×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(Unaudited) / (In millions, except shares and per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Occupancy and equipment, net44408581
Professional and legal services22134226
Marketing and business development14122723
Deposit insurance and regulatory expense7202242
Credit-related expense1061512
Other real estate expense, net11
Other37357068
Total noninterest expense5515271,1131,065

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's FDIC assessments?
Zions Bancorporation (ZION) reported FDIC assessments of $7M in Q2 2026.
How has Zions Bancorporation's FDIC assessments changed year-over-year?
Zions Bancorporation's FDIC assessments decreased by 65.0% year-over-year, from $20M to $7M.
What is the long-term trend for Zions Bancorporation's FDIC assessments?
Over 4 years (2021 to 2025), Zions Bancorporation's FDIC assessments has grown at a 17.1% compound annual growth rate (CAGR), from $34M to $64M.
What does FDIC assessments mean?
This represents the mandatory insurance premiums paid to the FDIC to protect customer deposits. The expense is calculated based on the bank's total deposit base and its risk profile as determined by regulators. It is a non-discretionary cost of doing business as a regulated depository institution.

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