Question 1

What is Zions Bancorporation's total interest expense?

Accepted Answer

Zions Bancorporation (ZION) reported total interest expense of $281M in Q2 2026.

Question 2

How has Zions Bancorporation's total interest expense changed year-over-year?

Accepted Answer

Zions Bancorporation's total interest expense decreased by 9.9% year-over-year, from $312M to $281M.

Question 3

What is the long-term trend for Zions Bancorporation's total interest expense?

Accepted Answer

Over 4 years (2021 to 2025), Zions Bancorporation's total interest expense has grown at a 154.1% compound annual growth rate (CAGR), from $30M to $1.25B.

Question 4

What does total interest expense mean?

Accepted Answer

The total cost incurred by the bank to fund its operations, including interest paid on customer deposits, short-term borrowings, and long-term debt. This represents the primary cost of capital for a banking institution.

(Unaudited) / (In millions, except shares and per share amounts)	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
Interest on securities	117	126	233	251
Total interest income	1,019	1,051	2,015	2,079
Interest expense:
Interest on deposits	281	312	556	638
Interest on short- and long-term borrowings	61	91	120	169
Total interest expense	342	403	676	807
Net interest income	677	648	1,339	1,272
Provision for credit losses:

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Zions Bancorporation ZION Total Interest Expense