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Zions Bancorporation ZION Amegy — Other direct expenses

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:OtherDirectExpenses.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
Salaries and employee benefits363434332829
Technology, telecom, and information processing341122
Occupancy and equipment, net779888
Other direct expenses 2131612111011
Indirect/allocated expenses908162567064
Total noninterest expense149142118109118114
Income (loss) before taxes$79$83$92$102$77$56
SELECTED AVERAGE BALANCE SHEET DATA

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's amegy — other direct expenses?
Zions Bancorporation (ZION) reported amegy — other direct expenses of $10M in Q2 2026.
How has Zions Bancorporation's amegy — other direct expenses changed year-over-year?
Zions Bancorporation's amegy — other direct expenses decreased by 9.1% year-over-year, from $11M to $10M.
What is the long-term trend for Zions Bancorporation's amegy — other direct expenses?
Over 3 years (2022 to 2025), Zions Bancorporation's amegy — other direct expenses has grown at a 7.0% compound annual growth rate (CAGR), from $40M to $49M.
What does amegy — other direct expenses mean?
Captures miscellaneous operating costs directly attributable to the segment that are not classified under personnel, technology, or occupancy. This includes professional fees, marketing, and other segment-specific administrative costs.

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