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Zions Bancorporation ZION Card fees — Total noninterest income from contracts with customers

Other product segments

Commercial account fees
$49M+6.5%
Retail and business banking fees
$20M+11.1%
Capital markets fees 2
$19M+72.7%
Other customer-related fees
$16M+6.7%
Wealth management fees
$14M+7.7%
Capital markets fees and income
$6M+200%

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WASHCard Interchange Fees — Revenue from contracts with customers
$1.31M+4.7%
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WASHTotal Noninterest Income — Revenue from contracts with customers
$13.64M+9.4%
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KEYOther noninterest income — Total revenue from contracts with customers
$3M+50.0%
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GLXYFees — Revenues from contracts with customers
$21.61M+87.6%
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OPYAdvisory Fees — Total revenue from contracts with customers
$141.72M+10.0%

Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

See full
Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

See full
Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)TCBNW / 2026TCBNW / 2025Other / 2026Other / 2025Consolidated Bank / 2026Consolidated Bank / 2025
Commercial account fees$1$1$(1)$49$46
Card fees 11213636
Retail and business banking fees(1)2018
Capital markets fees and income 23162
Wealth management fees(1)(1)1413
Other customer-related fees991615
Total noninterest income from contracts with customers12129141130
Customer-related noninterest income from other sources1824134

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's card fees — total noninterest income from contracts with customers?
Zions Bancorporation (ZION) reported card fees — total noninterest income from contracts with customers of $36M in Q2 2026.
How has Zions Bancorporation's card fees — total noninterest income from contracts with customers changed year-over-year?
Zions Bancorporation's card fees — total noninterest income from contracts with customers decreased by 0.0% year-over-year, from $36M to $36M.
What is the long-term trend for Zions Bancorporation's card fees — total noninterest income from contracts with customers?
Over 4 years (2021 to 2025), Zions Bancorporation's card fees — total noninterest income from contracts with customers has grown at a 0.9% compound annual growth rate (CAGR), from $134M to $139M.
What does card fees — total noninterest income from contracts with customers mean?
This metric represents the total noninterest income generated specifically from card-related services, recognized in accordance with revenue recognition standards for contracts with customers. It captures fees derived from credit and debit card processing, interchange, and other card-related service charges provided to the bank's commercial and retail clients. This revenue stream reflects the bank's ability to monetize its payment processing infrastructure and customer transaction volume.

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