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Zions Bancorporation ZION CB&T — Average Loans And Leases

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PBHCLoans And Leases Receivable Average Loan Balance
$97K+3.2%
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EQHCB — Capitalization
$0
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NATLT&T — Segment Revenue
$40M-7.0%
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NATLT&T — Total Revenue
$40M-7.0%
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NATLT&T — Other segment items
$0
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NATLT&T — Segment Adjusted EBITDA
$7M-12.5%

Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:AverageLoansAndLeases.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
Occupancy and equipment, net779888
Other direct expenses 2131612111011
Indirect/allocated expenses908162567064
Total noninterest expense149142118109118114
Income (loss) before taxes$79$83$92$102$77$56
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$15,358$15,008$15,398$15,176$14,740$14,158
Total average deposits21,12920,82715,89315,21015,35514,573

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's CB&T — average loans and leases?
Zions Bancorporation (ZION) reported CB&T — average loans and leases of $15.4B in Q2 2026.
How has Zions Bancorporation's CB&T — average loans and leases changed year-over-year?
Zions Bancorporation's CB&T — average loans and leases increased by 1.5% year-over-year, from $15.18B to $15.4B.
What is the long-term trend for Zions Bancorporation's CB&T — average loans and leases?
Over 3 years (2022 to 2025), Zions Bancorporation's CB&T — average loans and leases has grown at a 5.0% compound annual growth rate (CAGR), from $39.02B to $45.17B.
What does CB&T — average loans and leases mean?
The average balance of the loan and lease portfolio held by the segment over a specific period. This metric represents the core asset base used to generate interest income and reflects the segment's lending activity and market penetration. It is a key driver of the segment's net interest income.

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