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Zions Bancorporation ZION CB&T — Indirect/allocated expenses

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:NoninterestExpenseIndirectAndAllocatedExpenses.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
Technology, telecom, and information processing341122
Occupancy and equipment, net779888
Other direct expenses 2131612111011
Indirect/allocated expenses908162567064
Total noninterest expense149142118109118114
Income (loss) before taxes$79$83$92$102$77$56
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$15,358$15,008$15,398$15,176$14,740$14,158

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's CB&T — indirect/allocated expenses?
Zions Bancorporation (ZION) reported CB&T — indirect/allocated expenses of $62M in Q2 2026.
How has Zions Bancorporation's CB&T — indirect/allocated expenses changed year-over-year?
Zions Bancorporation's CB&T — indirect/allocated expenses increased by 10.7% year-over-year, from $56M to $62M.
What is the long-term trend for Zions Bancorporation's CB&T — indirect/allocated expenses?
Over 3 years (2022 to 2025), Zions Bancorporation's CB&T — indirect/allocated expenses has grown at a 13.9% compound annual growth rate (CAGR), from $149M to $220M.
What does CB&T — indirect/allocated expenses mean?
Reflects the portion of corporate-level overhead and shared service costs, such as IT, HR, and legal, that are allocated to the specific business segment. This metric is essential for understanding the true fully-loaded cost of operating the segment within the broader corporate structure. It highlights the impact of centralized support functions on segment profitability.

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