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Zions Bancorporation ZION CB&T — Other direct expenses

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:OtherDirectExpenses.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)Zions Bank / 2026Zions Bank / 2025CB&T / 2026CB&T / 2025Amegy / 2026Amegy / 2025
Salaries and employee benefits363434332829
Technology, telecom, and information processing341122
Occupancy and equipment, net779888
Other direct expenses 2131612111011
Indirect/allocated expenses908162567064
Total noninterest expense149142118109118114
Income (loss) before taxes$79$83$92$102$77$56
SELECTED AVERAGE BALANCE SHEET DATA

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's CB&T — other direct expenses?
Zions Bancorporation (ZION) reported CB&T — other direct expenses of $12M in Q2 2026.
How has Zions Bancorporation's CB&T — other direct expenses changed year-over-year?
Zions Bancorporation's CB&T — other direct expenses increased by 9.1% year-over-year, from $11M to $12M.
What is the long-term trend for Zions Bancorporation's CB&T — other direct expenses?
Over 3 years (2022 to 2025), Zions Bancorporation's CB&T — other direct expenses has grown at a 10.1% compound annual growth rate (CAGR), from $33M to $44M.
What does CB&T — other direct expenses mean?
Captures miscellaneous operating costs directly attributable to the segment that are not classified under personnel, technology, or occupancy. These expenses often include professional fees, marketing, travel, and other administrative costs specific to the segment's regional operations. Monitoring this helps identify trends in discretionary spending and operational overhead.

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