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Zions Bancorporation ZION TCBNW — Indirect/allocated expenses

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Other financials

Income statement

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Revenue$1.1B+35.7%
Net income$453.0M+85.7%
EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%
Total equity$7.7B+16.4%
Total assets$89.0B+0.2%

Cash flow

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Operating cash flow$422.0M
CapEx$33.0M+6.5%
Free cash flow$389.0M

Valuation

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Market cap$10.46B+37.6%
P/E8.9×-0.1×
P/S2.8×+0.5×

Profitability

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Net margin31.3%+5.3pp
FCF margin44.9%+22.2pp

Returns & leverage

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Return on equity16.4%+3.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:NoninterestExpenseIndirectAndAllocatedExpenses.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000109380-26-000111
(In millions)NBAZ / 2026NBAZ / 2025NSB / 2026NSB / 2025Vectra / 2026Vectra / 2025
Technology, telecom, and information processing162557265
Occupancy and equipment, net111084440
Other direct expenses 21143349186
Indirect/allocated expenses64(300)(272)
Total noninterest expense1292428551527
Income (loss) before taxes$9$9$265$(1)$583$312
SELECTED AVERAGE BALANCE SHEET DATA
Total average loans$2,184$2,019$900$916$61,858$60,460

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's TCBNW — indirect/allocated expenses?
Zions Bancorporation (ZION) reported TCBNW — indirect/allocated expenses of $6M in Q2 2026.
What does TCBNW — indirect/allocated expenses mean?
This metric represents the portion of corporate-level overhead and shared service costs distributed to the Commerce Bank Northwest segment. These allocations cover centralized functions such as human resources, legal, compliance, and information technology that support the entire organization. Analyzing this figure helps investors understand the true fully-loaded cost structure of the segment relative to the broader bank.

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