What does TCBNW — interest income (expense), operating mean?

Represents the net interest income or expense generated by the segment's core lending and deposit-taking activities before accounting for credit loss provisions. This metric measures the segment's net interest margin performance and its ability to manage the spread between interest earned on loans and interest paid on deposits. It is a fundamental indicator of the segment's core banking profitability.

Zions Bancorporation (ZION) TCBNW — Interest Income (Expense), Operating

Screener

Other segment segments

Zions Bank

$187M+2.7%

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Other financials

Income statement

See full

Revenue$1.1B+35.7%

Net income$453.0M+85.7%

EPS (diluted)$3.05+87.1%

Balance sheet

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Total debt$2.2B+82.6%

Total equity$7.7B+16.4%

Total assets$89.0B+0.2%

Cash flow

See full

Operating cash flow$422.0M—

CapEx$33.0M+6.5%

Free cash flow$389.0M—

Valuation

See full

Market cap$10.46B+37.6%

P/E8.9×-0.1×

P/S2.8×+0.5×

Profitability

See full

Net margin31.3%+5.3pp

FCF margin44.9%+22.2pp

Returns & leverage

See full

Return on equity16.4%+3.0pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Zions Bancorporation’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 3:30 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000109380-26-000111

(In millions)	NBAZ / 2026	NBAZ / 2025	NSB / 2026	NSB / 2025	Vectra / 2026	Vectra / 2025
	TCBNW		Other		Consolidated Bank
(In millions)	2026	2025	2026	2025	2026	2025
SELECTED INCOME STATEMENT DATA
Net interest income 1	$21	$18	$1	$(3)	$677	$648
Provision for credit losses	2	2	—	—	3	(1)
Net interest income after provision for credit losses	19	16	1	(3)	674	649
Noninterest income	2	2	288	30	460	190
Noninterest expense:

ITEM 1. FINANCIAL STATEMENTS (Unaudited)

FAQ

What is Zions Bancorporation's TCBNW — interest income (expense), operating?: Zions Bancorporation (ZION) reported TCBNW — interest income (expense), operating of $21M in Q2 2026.
What does TCBNW — interest income (expense), operating mean?: Represents the net interest income or expense generated by the segment's core lending and deposit-taking activities before accounting for credit loss provisions. This metric measures the segment's net interest margin performance and its ability to manage the spread between interest earned on loans and interest paid on deposits. It is a fundamental indicator of the segment's core banking profitability.