Business Segments · Total benefits and expenses

Aflac U.S. — Total benefits and expenses

Aflac Aflac U.S. — Total benefits and expenses decreased by 0.7% to $1.42B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.9%, from $1.36B to $1.42B. Over 3 years (FY 2022 to FY 2025), Aflac U.S. — Total benefits and expenses shows relatively stable performance with a 2.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase may indicate rising claims frequency, higher medical inflation, or increased administrative costs, while a decrease suggests improved operational efficiency or lower claims activity.

Detailed definition

This metric represents the aggregate costs incurred by the U.S. insurance segment, including policyholder benefit paymen...

Peer comparison

Comparable to 'Total Operating Expenses and Benefits' or 'Underwriting Expenses' reported by other life and health insurance providers.

Metric ID: afl_segment_aflac_u_s_total_benefits_and_expenses

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.28B$1.28B$1.28B$1.28B$1.28B$1.28B$1.28B$1.28B$1.34B$1.30B$1.33B$1.34B$1.36B$1.34B$1.35B$1.43B$1.42B
QoQ Change+0.0%+0.0%+0.0%-0.1%+0.0%+0.0%+0.0%+4.9%-3.1%+2.5%+0.6%+1.6%-1.7%+1.0%+5.4%-0.7%
YoY Change-0.1%-0.1%-0.1%-0.1%+4.9%+1.6%+4.2%+4.8%+1.5%+3.0%+1.4%+6.3%+3.9%
Range$1.28B$1.43B
CAGR+2.5%
Avg YoY Growth+2.4%
Median YoY Growth+1.6%

Frequently Asked Questions

What is Aflac's aflac u.s. — total benefits and expenses?
Aflac (AFL) reported aflac u.s. — total benefits and expenses of $1.42B in Q1 2026.
How has Aflac's aflac u.s. — total benefits and expenses changed year-over-year?
Aflac's aflac u.s. — total benefits and expenses increased by 3.9% year-over-year, from $1.36B to $1.42B.
What is the long-term trend for Aflac's aflac u.s. — total benefits and expenses?
Over 3 years (2022 to 2025), Aflac's aflac u.s. — total benefits and expenses has grown at a 2.3% compound annual growth rate (CAGR), from $5.13B to $5.48B.
What does aflac u.s. — total benefits and expenses mean?
The total cost of providing insurance coverage and running operations within the U.S. business segment.