Life insurance — Weighted-average interest, current discount rate
Aflac Life insurance — Weighted-average interest, current discount rate increased by 11.1% to 9.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.5%, from 8.0% to 9.0%. Over 2 years (FY 2023 to FY 2025), Life insurance — Weighted-average interest, current discount rate shows an upward trend with a 7.8% CAGR.
Analysis
How to read this metric
An increase in the discount rate typically reduces the present value of liabilities, potentially improving reported equity, while a decrease increases the liability valuation.
Detailed definition
This represents the current market-based interest rate used to discount future policy benefit liabilities for financial...
Peer comparison
Standardized under modern accounting standards like LDTI, allowing for direct comparison of interest rate sensitivity across peers.
afl_segment_life_insurance_weighted_average_interest_current_discount_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 6.4% | 6.7% | 6.8% | 7.1% | 7% | 7.2% | 7.4% | 7.2% | 7.4% | 8% | 8% | 8% | 8.1% | 9% |
| QoQ Change | — | +4.7% | +1.5% | +4.4% | -1.4% | +2.9% | +2.8% | -2.7% | +2.8% | +8.1% | +0.0% | +0.0% | +1.3% | +11.1% |
| YoY Change | — | — | — | — | +9.4% | +7.5% | +8.8% | +1.4% | +5.7% | +11.1% | +8.1% | +11.1% | +9.5% | +12.5% |
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Frequently Asked Questions
- What is Aflac's life insurance — weighted-average interest, current discount rate?
- Aflac (AFL) reported life insurance — weighted-average interest, current discount rate of 9.0% in Q1 2026.
- How has Aflac's life insurance — weighted-average interest, current discount rate changed year-over-year?
- Aflac's life insurance — weighted-average interest, current discount rate increased by 12.5% year-over-year, from 8.0% to 9.0%.
- What is the long-term trend for Aflac's life insurance — weighted-average interest, current discount rate?
- Over 2 years (2023 to 2025), Aflac's life insurance — weighted-average interest, current discount rate has grown at a 7.8% compound annual growth rate (CAGR), from 27.6% to 32.1%.
- What does life insurance — weighted-average interest, current discount rate mean?
- The current interest rate used to value the company's future insurance obligations based on today's market conditions.