Life insurance — Weighted-average interest, original discount rate
Aflac Life insurance — Weighted-average interest, original discount rate increased by 1.7% to 6.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.7%, from 6.0% to 6.1%. Over 2 years (FY 2023 to FY 2025), Life insurance — Weighted-average interest, original discount rate shows relatively stable performance with a 1.7% CAGR.
Analysis
How to read this metric
This rate is generally fixed at inception; changes in this metric over time reflect shifts in the interest rate environment at the time of new business acquisition.
Detailed definition
This is the weighted-average interest rate used to discount future policy benefit liabilities at the time of policy ince...
Peer comparison
Commonly disclosed by life insurers to explain the sensitivity of reserves to historical interest rate environments.
afl_segment_life_insurance_weighted_average_interest_original_discount_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 5.8% | 5.8% | 5.8% | 5.8% | 5.8% | 5.9% | 5.9% | 5.9% | 5.9% | 6% | 6% | 6% | 6% | 6.1% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +1.7% | +0.0% | +0.0% | +0.0% | +1.7% | +0.0% | +0.0% | +0.0% | +1.7% |
| YoY Change | — | — | — | — | +0.0% | +1.7% | +1.7% | +1.7% | +1.7% | +1.7% | +1.7% | +1.7% | +1.7% | +1.7% |
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Frequently Asked Questions
- What is Aflac's life insurance — weighted-average interest, original discount rate?
- Aflac (AFL) reported life insurance — weighted-average interest, original discount rate of 6.1% in Q1 2026.
- How has Aflac's life insurance — weighted-average interest, original discount rate changed year-over-year?
- Aflac's life insurance — weighted-average interest, original discount rate increased by 1.7% year-over-year, from 6.0% to 6.1%.
- What is the long-term trend for Aflac's life insurance — weighted-average interest, original discount rate?
- Over 2 years (2023 to 2025), Aflac's life insurance — weighted-average interest, original discount rate has grown at a 1.7% compound annual growth rate (CAGR), from 23.2% to 24.0%.
- What does life insurance — weighted-average interest, original discount rate mean?
- The average interest rate used to calculate the present value of insurance liabilities when the policies were first issued.