Liability for Claims and Claims Adjustment Expense
Allstate Liability for Claims and Claims Adjustment Expense increased by 0.6% to $41.32B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.7%, from $43.84B to $41.32B. Over 2 years (FY 2023 to FY 2025), Liability for Claims and Claims Adjustment Expense shows relatively stable performance with a 1.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase relative to premiums earned may suggest rising medical costs or slower claims processing, while a decrease could indicate improved claims management or lower utilization.
Detailed definition
This represents the estimated obligation for medical claims that have been incurred but not yet paid or fully processed...
Peer comparison
A primary metric for all health insurance providers; peers report this as claims reserves or unpaid claims.
current_liabilities_liability_for_claims_and_claims_adju_7e9431Historical Data
| Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $39.86B | $41.55B | $42.74B | $41.92B | $43.84B | $44.14B | $43.10B | $41.08B | $41.32B |
| QoQ Change | — | +4.3% | +2.9% | -1.9% | +4.6% | +0.7% | -2.4% | -4.7% | +0.6% |
| YoY Change | — | — | — | +5.2% | — | +6.2% | +0.8% | -2.0% | -5.7% |
Product Breakdown
| Segment | Q4 '25 |
|---|---|
| Run-off Property-Liability | $761.00M |
| Total | $41.08B |
Liability for Claims and Claims Adjustment Expense at Other Companies
Frequently Asked Questions
- What is Allstate's liability for claims and claims adjustment expense?
- Allstate (ALL) reported liability for claims and claims adjustment expense of $41.32B in Q1 2026.
- How has Allstate's liability for claims and claims adjustment expense changed year-over-year?
- Allstate's liability for claims and claims adjustment expense decreased by 5.7% year-over-year, from $43.84B to $41.32B.
- What is the long-term trend for Allstate's liability for claims and claims adjustment expense?
- Over 2 years (2023 to 2025), Allstate's liability for claims and claims adjustment expense has grown at a 1.5% compound annual growth rate (CAGR), from $39.86B to $41.08B.
- What does liability for claims and claims adjustment expense mean?
- The estimated amount the company owes for medical claims that have occurred but have not yet been settled.