Bank of New York Mellon Financing Receivable, Allowance for Credit Loss and Off Balance Sheet Credit Loss, Liability decreased by 4.8% to $319.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 12.8%, from $366.00M to $319.00M. Over 5 years (FY 2020 to FY 2025), Financing Receivable, Allowance for Credit Loss and Off Balance Sheet Credit Loss, Liability shows a downward trend with a -7.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase suggests management expects higher credit losses, while a decrease suggests improved credit quality or a more optimistic economic outlook.
This represents the total valuation allowance set aside to cover expected credit losses on financing receivables, includ...
Standard metric for all lending institutions under current expected credit loss (CECL) accounting standards.
other_financing_receivable_allowance_for_credit_loss_and_2fd1aa| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $319.00M | $273.00M | $241.00M | $224.00M | $243.00M | $236.00M | $254.00M | $253.00M | $282.00M | $296.00M | $390.00M | $403.00M | $359.00M | $371.00M | $366.00M | $370.00M | $345.00M | $335.00M | $319.00M |
| QoQ Change | — | -14.4% | -11.7% | -7.1% | +8.5% | -2.9% | +7.6% | -0.4% | +11.5% | +5.0% | +31.8% | +3.3% | -10.9% | +3.3% | -1.3% | +1.1% | -6.8% | -2.9% | -4.8% |
| YoY Change | — | — | — | — | -23.8% | -13.6% | +5.4% | +12.9% | +16.0% | +25.4% | +53.5% | +59.3% | +27.3% | +25.3% | -6.2% | -8.2% | -3.9% | -9.7% | -12.8% |